Welcome to Southern Heritage Insurance
Worry Free Protection & Security
We Promise you
We work with several different insurance policy providers to make sure that we can get you the coverage you need at a rate that suits you best. When life throws you a curveball, we make sure you’re ready. Don’t wait until that moment comes. Contact us today to see what Southern Heritage can do for you.
Fixed Index Annuities
Tax Deferred Retirement Income
A tax-deferred savings plan is an investment account that allows a taxpayer to postpone paying taxes on the money invested until it is withdrawn, generally after retirement.
Employee-paid benefits are separate from health insurance. They can help pay for what health insurance doesn’t cover. During enrollment, you may be able to choose benefits that can provide additional coverage to help protect your future. When you know how these benefits work, you can make informed choices on what’s best for you now and in the future.
Frequently Asked Questions
What is universal life insurance?
It is is actually two different products packaged together.
- A one-year annual renewable term life policy at the face amount listed on the policy.
- A cash value account grows at either a guaranteed interest rate or the current rate whatever is higher.
You can cash out at any time or you can change the number of premium payments.
Does changing my insurance company affect my credit score?
Changing your insurance company does not affect your credit score.