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Mortgage Protection Insurance
Mortgage Protection Insurance or MPI is a type of insurance policy that helps your family make your monthly mortgage payments if you die before your mortgage is paid off.
Some policies also offer coverage for a limited time if you lose your job or become disabled. Some companies call it mortgage life insurance and only pay when the policyholder dies.
While mortgage insurance might not directly benefit borrowers, its availability greatly enhances the opportunities for individuals and families to secure a place they can call home.