Southern Heritage Insurance

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Health Insurance

No one plans to get sick or hurt, but most people need medical care at some point. Health insurance covers these costs and offers many other important benefits. It protects you from unexpected high medical costs.

Health insurance provides access to care. It lowers death rates, provides better health outcomes, and improves productivity. More than 28 million people still lack coverage, putting their physical, mental, and financial health at risk.

People without insurance put off needed care. They also rely more on hospital emergency departments. This uses scarce resources to treat conditions that often could have been prevented or managed in a lower-cost setting.

The average cost of health insurance in the United States varies depending on several factors such as age, location, type of plan, and household income. However, as of 2021, the average cost of an individual insurance policy is estimated to be around $440 per month, while the average cost of a family insurance policy is estimated to be around $1,168 per month. It’s important to note that these costs can vary significantly and it’s best to shop around and compare plans to find the best coverage at the best price.

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By using an agent to purchase insurance, the policyholder receives more personal service. An agent with whom there is direct contact can be vital when purchasing a product and absolutely necessary when filing a claim. A local, independent agent is able to deliver quality insurance with competitive pricing and local personalized service.

120 19th Street North Suite 248, Birmingham, AL 35203


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