Not everyone has a burial insurance policy in place. If someone has done their planning beforehand they will usually purchase a policy from a funeral home.
Final expense insurance is a type of whole-life insurance that provides a death benefit. The difference between final expense and life insurance is that the final expense has a smaller death benefit, an easier application process, and the option for beneficiaries to receive the benefit in a lump sum or monthly installments.
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By using an agent to purchase insurance, the policyholder receives more personal service. An agent with whom there is direct contact can be vital when purchasing a product and absolutely necessary when filing a claim. A local, independent agent is able to deliver quality insurance with competitive pricing and local personalized service.
120 19th Street North Suite 248, Birmingham, AL 35203
