There are different types of life insurance built for different needs. You may have heard of term life insurance or whole life insurance. We’re breaking down the difference and which might be right for you.
Term vs. Whole Life Insurance
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Life insurance is a contract between you and an insurance company. Essentially, in exchange for your premium payments, the insurance company will pay a lump sum known as a death benefit to your beneficiaries after your death.
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By using an agent to purchase insurance, the policyholder receives more personal service. An agent with whom there is direct contact can be vital when purchasing a product and absolutely necessary when filing a claim. A local, independent agent is able to deliver quality insurance with competitive pricing and local personalized service.
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